Most of the debt disputes in life are due to the fact that no matter how much debt the creditor collects, the debtor is deadlywilling to pay back the money. How, then, should creditors be able to pay their bills? In the collection of debt, creditors often meet the debtor to say that there is no money to pay the debts, so what if the debtor has no money to pay the debts? It is a matter of whether the creditor can realize the creditor's rights. For the above two questions, this paper will introduce you.

How to collect debt successfully?

Intelligently identify arrears, flexibly develop coping strategies and improve the recovery of accounts receivable. The better they make up their excuses, the more they can delay checking out the payment. You must be on your guard and be prepared to deal with excuses before they are asked.

Such as:

"We couldn't print the check immediately due to a computer malfunction." When debtors say their computers fail, they should be able to say exactly when someone is going to fix them. If the answer is ambiguous, you're likely to have an excuse. If you confirmed that the debtor's computer really wrong, should be considered in advance after the computer repaired, you again call reminder may hear any excuses, how speak with debtor in a timely manner to deal with these excuses. Try to fax the invoice in advance to the other party so that the fax of the invoice can be put in front of him after a few days.

"I've never seen a bill for this product (or service)." Fortunately, with the help of modern technology, this excuse has become increasingly outdated, since it is only time to dial a phone to fax the eye-catching invoice to the customer. After sending fax, make a phone call to confirm each other has been received and again asked him to read a faxed copy of all pages, in order to avoid his next excuse: a facsimile of the cover is clear, but can't read other pages.

"We can only pay by the original invoice. Faxed copies will not work." On 95% of occasions, you can think of it as an excuse. Although some companies do pay only on the original invoice, at least this excuse is untenable in court. Even if this is just an excuse, you don't have to challenge the company's system in order to solve the problem quickly - ask why they can't pay by a copy. Instead, you should send the invoice to the borrower company another originals, by registered mail, fedex express mail service company, or direct sent a messenger to safe method. You also need to explain to the other person that you want him to pay immediately upon receipt of the original, and that he or she will send the cheque or send it.

What if the debtor has no money to pay his debts?

Article 108 of the general provisions of the civil law stipulates: "debts shall be paid off. If the obligee fails to pay the debt, the debtor may pay the debt in installments if the creditor agrees or the people's court decides. If a person is capable of repaying a refusal, the people's court shall make a mandatory payment. Thus, the debtor must repay the debt. But there are two situations in which debt cannot be repaid, one is the inability to repay and the other is the ability to refuse to repay. The general principles of the civil law also provided the above principles.

In practice, there are two different situations in which debtors are unable to pay back: one is temporarily unable to repay. If this is the case, it may be paid in installments by the debtor in accordance with the relevant provisions of the general provisions of the civil law. The other is permanently insolvent. If is permanent inability to pay off, only to the personal property of the debtor to pay off, it will be after a court, a judgment, then put it into execution, which means the debtor to perform, how many personal property which creditors take.

Private borrowing should be measured. Lend money to people, we must understand each other's credit standing, is the exchange between friends and relatives, if the amount is larger, in addition to the vertical ious, also as far as possible by the borrower to provide assurance or at a certain property as collateral, so it can reduce the risk.

Can believe you after looking at the above content, about "how to successfully debt collection" and "debtor did not have money to pay his debts to do" and other issues have a certain understanding, also hope these can help you solve your debt collection related problems. In practice, there are many debtors who refuse to pay their debts when their debts are due, and they delay paying their debts again and again. And for creditors, once the statute of limitations has passed, it will not be worth it. Therefore, as a creditor, you need to carefully investigate whether the debtor is really unable to pay his debts. In the case of the debtor's failure, you should be able to recover the arrears and safeguard your legal rights and interests by legal means. If you don't know what to do, consult an expert lawyer on debt obligations.